How these terms apply in India
These terms sit between you and us whenever you browse, open an account or send a request through the site. If a local rule blocks a feature in your area, that feature does not apply, even if the rest of the page does. We may pause
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access, hold a transaction or ask for extra proof when a payment trail, device check or account mismatch needs review. UPI, Paytm and PhonePe activity linked to your account also sits under these terms, along with any correction request, dispute or content complaint you send from
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a verified channel. The version posted here controls from the moment it is published, and later changes replace earlier wording for future use for account records and support logs.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.